diff --git a/api/core/types/config.go b/api/core/types/config.go
index 9fbcc73d..ccff3678 100644
--- a/api/core/types/config.go
+++ b/api/core/types/config.go
@@ -53,11 +53,8 @@ type AlipayConfig struct {
 	Enabled         bool   // 是否启用该支付通道
 	SandBox         bool   // 是否沙盒环境
 	AppId           string // 应用 ID
-	UserId          string // 支付宝用户 ID
-	PrivateKey      string // 用户私钥文件路径
-	PublicKey       string // 用户公钥文件路径
-	AlipayPublicKey string // 支付宝公钥文件路径
-	RootCert        string // Root 秘钥路径
+	PrivateKey      string // 商户私钥
+	AlipayPublicKey string // 支付宝公钥
 	NotifyURL       string // 异步通知地址
 	ReturnURL       string // 同步通知地址
 }
@@ -67,7 +64,7 @@ type WechatPayConfig struct {
 	AppId      string // 公众号的APPID,如：wxd678efh567hg6787
 	MchId      string // 直连商户的商户号，由微信支付生成并下发
 	SerialNo   string // 商户证书的证书序列号
-	PrivateKey string // 用户私钥文件路径
+	PrivateKey string // 商户私钥
 	ApiV3Key   string // API V3 秘钥
 	NotifyURL  string // 异步通知地址
 }
diff --git a/api/service/payment/alipay_service.go b/api/service/payment/alipay_service.go
index 09290df8..b2c10e8c 100644
--- a/api/service/payment/alipay_service.go
+++ b/api/service/payment/alipay_service.go
@@ -12,10 +12,11 @@ import (
 	"fmt"
 	"geekai/core/types"
 	logger2 "geekai/logger"
-	"github.com/go-pay/gopay"
-	"github.com/go-pay/gopay/alipay"
 	"net/http"
 	"os"
+
+	"github.com/go-pay/gopay"
+	"github.com/go-pay/gopay/alipay"
 )
 
 type AlipayService struct {
@@ -31,25 +32,12 @@ func NewAlipayService(appConfig *types.AppConfig) (*AlipayService, error) {
 		logger.Info("Disabled Alipay service")
 		return nil, nil
 	}
-	priKey, err := readKey(config.PrivateKey)
-	if err != nil {
-		return nil, fmt.Errorf("error with read App Private key: %v", err)
-	}
 
-	client, err := alipay.NewClient(config.AppId, priKey, !config.SandBox)
+	client, err := alipay.NewClient(config.AppId, config.PrivateKey, !config.SandBox)
 	if err != nil {
 		return nil, fmt.Errorf("error with initialize alipay service: %v", err)
 	}
 
-	//client.DebugSwitch = gopay.DebugOn // 开启调试模式
-	client.SetLocation(alipay.LocationShanghai). // 设置时区，不设置或出错均为默认服务器时间
-							SetCharset(alipay.UTF8). // 设置字符编码，不设置默认 utf-8
-							SetSignType(alipay.RSA2) // 设置签名类型，不设置默认 RSA2
-
-	if err = client.SetCertSnByPath(config.PublicKey, config.RootCert, config.AlipayPublicKey); err != nil {
-		return nil, fmt.Errorf("error with load payment public key: %v", err)
-	}
-
 	return &AlipayService{config: &config, client: client}, nil
 }
 
diff --git a/api/service/payment/wepay_service.go b/api/service/payment/wepay_service.go
index 2e2ddb44..7137718a 100644
--- a/api/service/payment/wepay_service.go
+++ b/api/service/payment/wepay_service.go
@@ -11,10 +11,11 @@ import (
 	"context"
 	"fmt"
 	"geekai/core/types"
-	"github.com/go-pay/gopay"
-	"github.com/go-pay/gopay/wechat/v3"
 	"net/http"
 	"time"
+
+	"github.com/go-pay/gopay"
+	"github.com/go-pay/gopay/wechat/v3"
 )
 
 type WechatPayService struct {
@@ -28,12 +29,8 @@ func NewWechatService(appConfig *types.AppConfig) (*WechatPayService, error) {
 		logger.Info("Disabled WechatPay service")
 		return nil, nil
 	}
-	priKey, err := readKey(config.PrivateKey)
-	if err != nil {
-		return nil, fmt.Errorf("error with read App Private key: %v", err)
-	}
 
-	client, err := wechat.NewClientV3(config.MchId, config.SerialNo, config.ApiV3Key, priKey)
+	client, err := wechat.NewClientV3(config.MchId, config.SerialNo, config.ApiV3Key, config.PrivateKey)
 	if err != nil {
 		return nil, fmt.Errorf("error with initialize WechatPay service: %v", err)
 	}